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Home Rehab Programs

Our NeighborWorks Umpqua Housing Rehabilitation Program may be able to assist low to moderate income homeowners who qualify with 0 interest, or very low interest loan to make necessary home repairs. Owner-occupied properties in Douglas, Coos and Curry counties are potentially eligible. Manufactured homes must be de-titled and not on rented land.

We have several housing rehab programs to help existing homeowners with health and safety related repairs. Loan limits apply based on property and program limits and may not exceed $25,000. Matched savings accounts (DreamSavers IDA) are also available. Possible home repairs include: Repair or replacement or upgrade of roof, plumbing, electrical, septic, well, heating, mold abatement and dry rot repair (other repairs/upgrades may be approved on a case by case basis).

How do I qualify?

Income Guidelines (2012)

Income Guidelines (2012) Coos/Douglas Counties

1 person family 2 person family 3 person family 4 person family 5 person family 6 person family 7 person family 8 person family
$29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,460

 

Income Guidelines (2012) Curry County

1 person family 2 person family 3 person family 4 person family 5 person family 6 person family 7 person family 8 person family
$30,450 $34,800 $39,150 $43,500 $47,000 $50,500 $53,950 $57,450


Minimum qualifications:You must have sufficient equity to qualify for the amount of the loan.

  • Homeowners must be up to date on their mortgage and property taxes.
  • Property must be free of non-mortgage liens.
  • Homeowners must have current homeowner\'s insurance .
  • There is a waiting list. Priority repairs, such as leaking roofs, leaking plumbing, no heat source, etc. may move ahead of other projects on the wait list.


To learn more, Douglas County residents should contact the Rehab Specialist at NeighborWorks Umpqua, 541-673-4909.
Coos and Curry County residents should contact NeighborWorks Umpqua’s Coastal Housing Center at 541-247-9638.

If you have made it the top of the waiting list, and have been requested to complete an application by a Rehab Specialist, click here for the forms you will need. (Sorry! We do not accept unsolicited applications. See directions above to get on our waiting list.)

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