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Umpqua Coastal Housing Center serves low to moderate income residents in Coos and Curry Counties, and is a \"One Stop\" referral center to help residents with any aspect of housing assistance. We offer the following programs and services:

Pre-purchase Counseling

Our knowledgeable counselor will help you become an educated home buyer and create an action plan to become purchase ready. Learn more about pre-purchase counciling

Down Payment Assistance

Many households have difficulty raising the cash required for down payment and closing costs. Several programs are available that can provide the necessary funds. Our staff will help you research which down payment assistance program is right for you. Learn more about down payment assistance

Homebuyer Education

Our ABCs of Homebuying will teach you about housing decisions, home warranties and inspections, mortgages, home owner insurance, closing your loan, and more. Learn more about home buying

Owner Occupied Home Rehab

This program offers 0% interest deferred payment loans to low-moderate income homeowners with homes in need of repair. If your home needs roof or foundation work, weatherization upgrades, plumbing, electrical, or other necessary repairs, you can use the equity in your home to complete these repairs without increasing your monthly expenses. Learn more about home rehab


We can help you reach your dream of owning your own home, starting a business, post secondary education or job training by matching every dollar you save, up to $2000, with another three dollars. Learn more about DreamSavers.

Individual Development Accounts

The DreamSavers program provides participants with financial education as well as training to help you reach your goal of homeownership. Learn more about home rehab

Housing Referral Services

For residents that require housing services other than those listed above, we provide referral services to help get you to the right person.

Success Stories for UCHC

Umpqua Coastal Housing Center has helped many families like your own get good housing.Learn more about UCHC success stories

Stop By Umpqua Coastal Housing Center

Meet Valorie, our Housing Program Specialist. Valorie can answer your questions and help you with your housing needs.

1984 Sherman Avenue, North Bend, OR 97459

Phone: 541-756-1000; Toll free: 1-866-572-5635; Fax: 1-866-572-1970

Our Rehab Specialist, Carrie, works out of our Gold Beach office. You can drop by or contact her for help with your housing rehabilitation needs.

Carrie is located in our Gold Beach office at 29692 Ellensburg Avenue.  You can call her at 541-247-9638.

  • Success Stories

    Heartwood Success Story Hard work and sweat

    Single parent gets job security and a new life more

    Sisters Shredding New Businesses Thrive

    Our MEDAL program makes it happen more

  • Building Lives

    Resident Services of NW Umpqua Resident Services

    NeighborWorks Umpqua Resident Services gives youngsters a great summer with its Summer Art Classes. They have something creative and fun to do and avoid boredom in front of a TV! more

  • Building Their Dream

    Mutual Self Help Program Mutual Self Help

    With hard work and determination this young family built their own home. Now, knowing every step of the construction process, they maintain the pride of homeownership. more