Foreclosure Intervention Counseling

Foreclosure intervention counseling

If you’re worried about missing your mortgage payment or you have a foreclosure sale date, NeighborWorks Umpqua provides free foreclosure intervention counseling to help you keep your home. Work with a foreclosure intervention counselor and know what options are available to help you avoid foreclosure.

Most homeowners don’t have any problems with their mortgage servicer until they start missing payments. Once a payment is missed, the process can get very stressful and frustrating.

Foreclosure intervention counseling can help you learn what type of assistance your financial situation is most suited for. You will also learn which programs you may be eligible for and develop a spending plan that’s tailored to your needs. Our goal is to help you avoid foreclosure.

NeighborWorks Umpqua is HUD approved and all counselors have received certification in foreclosure prevention and default counseling.

Individualized assessment for at risk homeowners

Our one-on-one assessments include mortgage analysis, credit review, financial workup, action planning, and contact with your mortgage company as needed.

Cost: Free

To make an appointment:

1. Attend the information session

2. Complete Intake forms

3. Gather ALL supporting documentation

4. Call for an appointment

Douglas County: 541-673-4909 or toll free 1-877-291-5477
Coos/Curry Counties: 541-756-1000

Intake Form for Douglas County

Intake Form for Coos/Curry Counties

Foreclosure intervention information sessions

NeighborWorks Umpqua hosts bi-monthly Foreclosure Intervention Information Sessions for families who are dealing with default. If you live in Douglas, Coos or Curry County and you do not have an auction date, consider attending an information session. Our sessions highlight possible options and resources, clarify Oregon’s foreclosure timeline and prepare you for counseling.

If you have an auction date, contact us immediately.

Information sessions are free of charge and provide very detailed information about the foreclosure process.

Cost: Free
Pre-registration NOT required

Coos County
Third Tuesday of each month at 5:30 p.m.
North Bend Housing Authority
1700 Monroe Street in North Bend, Oregon

Coos County Foreclosure Prevention Class schedule

Online Course:
http://www.oregonhomeownersupport.gov/en/counseling-workshop

Beware of foreclosure prevention scams

Assistance should be free, or very low cost.  If anyone asks you to pay for their service, stop! There are many scams out there that can be misleading. Protect yourself against loan modification scams. Learn more…

NeighborWorks Umpqua’s services are no charge!

Helpful links:

Oregon Homeowner Support Foreclosure Prevention Resources
Oregon Homeowner Stabilization Initiative
Loan Scam Alert
Making Home Affordable Program
HUD
Info for homeowners with a Fannie Mae-owned loan
State of Oregon’s foreclosure laws
NeighborWorks America