The USDA 502 Direct Loan Program is a government funded loan that assists low-income eligible households in rural areas. These loans are very affordable with low or no down payment.
NeighborWorks Umpqua is a Certified USDA 502 Direct Loan Packager and can help you determine if the program is a good fit and prepare you for the application process.
Your loan package will have higher priority and a better chance of being approved than if you were to submit directly to USDA. Our certified loan packagers and will help you gather the right information based upon the USDA underwriting guidelines when submitting your application.
We will be with you through the entire lending process until you close your loan.
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