Have dreams of homeownership or a financial goal?

Put your trust in our Lending Department

Whether you are a first-time homebuyer looking for some help with closing costs or a long-time homeowner looking for options for home repair, NeighborWorks Umpqua offers loan products that support your goals. NeighborWorks Umpqua is an equal housing lender and your Southern Oregon partner. Our home loan product offerings feature popular options like Conventional Loan, FHA Loan, USDA Guaranteed Loan, USDA Rural Development 502 Loan, and Home Repair Loans.  Do you know your next step? Connect with a lending specialist today.

Did you know? If you are unsure what your credit history looks like, you can obtain a free credit report by logging into http://annualcreditreport.com. By law, individuals are entitled to receive one free credit file disclosure every 12 months form each of the nationwide consumer credit reporting companies –Equifax, Experian, Transunion. Lenders take a close look at your credit history in addition to your credit score. So derogatory items like late payments, collections, judgments may have a big impact on how much you can borrow. NeighborWorks Umpqua has the knowledge and expertise to guide you through and keep your homeownership goals on track.

Schedule a Lending appointment now!

Our Mortgage Loan Products and Services

Interested in learning more about our products? Click the button below for more information.

First Mortgage Lending

Whether you are looking to purchase your first home or refinance your current mortgage NeighborWorks Umpqua is your partner.

  • FHA financing
  • Conventional loan programs
  • Access to and layering with various down payment assistance programs

To find out more information contact our Lending Team at 541-673-4909

USDA Rural Development 502 Loan
NeighborWorks Umpqua is a certified USDA 502 Direct Loan Packager. This loan program assists income-eligible applicants to obtain housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment.

NeighborWorks Umpqua is trained to assist you in gathering all the documents and forms that USDA requires to process and make a decision on your file.  Our lending specialist reviews your file based upon USDA’s underwriting guidelines giving you the strongest chance of being approved and because it prepared by a certified packager you loan receives the highest priority by USDA.

The Loan Packaging fee is $1500 and is rolled into your closing cost and is only payable if you are able to close your loan.

Service Area: All Counties

To find out more information contact our Lending Team 

More about the 502 Direct Loan Program

Loan Servicing for NeighborWorks Umpqua Loans

Looking for answers about your existing NeighborWorks Umpqua Loan?

Contact us by clicking the link.

Our Lending Blog

Do You Really Need a 20% Down Payment?

Do You Really Need a 20% Down Payment?

One of the most common questions we hear at NeighborWorks Umpqua from first-time home buyers is whether or not they have enough saved to buy a home. How much is enough? Sure, if you can put 20% down on the home of your dreams and cover all your closing...

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What to do With the Rest of Your Tax Refund

With tax season behind us we can now look forward summer and a few of us out there may be holding on to the last bit of our tax refunds. Maybe you put aside a little bit just in case a good opportunity (or a surprise expense) arises.  If you were a last...

read more

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Help Us Change Southern Oregon


Our work in the Southern Oregon would not happen without support from the local community and donors like you. Donate to NeighborWorks Umpqua today.


Volunteering with NeighborWorks Umpqua in your spare time is one of the best ways to positively impact Southern Oregon. No matter where you live, chances are we will have a project near you in the future.


When you partner with NeighborWorks Umpqua, you will make a lasting impact on the Oregon community for generations to come.  NeighborWorks Umpqua will find a way to put your love for your community to work. Find out how you can partner, today.

Get In Touch

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NeighborWorks Umpqua has two offices in Southern Oregon. One is located in the heart of Roseburg at 605 SE Kane Street, Roseburg, OR 97470 and the other is located 93781 Newport Ln, Coos Bay, OR 97420.

605 SE Kane Street
Roseburg, OR 97470

Phone: 541-673-4909

Business Hours: 8a-5p M-Th, 8a-4p F