Have dreams of homeownership? We can help!

Homeownership would have been impossible without NeighborWorks Umpqua! Last year I became a widow with three kids and caring for an elderly parent. The only way to keep my home was to purchase it. I am definitely low income and I was worried that homeownership might be out of my reach. But with the help of Olympia Church and other staff members, I was able to get a USDA direct, rural development loan. Thank you so much! I could not have done this without your help!
J.B., A happy homebuyer!

Everything you need. All in one place.

NeighborWorks Umpqua is different. We are not a bank, but a trusted partner who will help you navigate the challenges all along the way to a successful home purchase.

We have a variety of different tools and services including downpayment and closing cost assistance.

We are firmly committed to the success of each new homebuyer and to you! All your options are all in one place.

Our Services

Our services include:

  • Down Payment Assistance Grants and Loans (Funding available in 2019)
  • We are certified loan packagers for the USDA 502 Direct Program.


To know what options may work best for you, schedule a free pre-qualification meeting by clicking below.

Our Mortgage Loan Products and Services

Interested in learning more about our products? Click the button below for more information.

First Mortgage Lending
Whether you are looking to purchase your first home or refinance your current mortgage NeighborWorks Umpqua is your partner.

  • FHA financing
  • Conventional loan programs
  • Access to and layering with various down payment assistance programs

To find out more information contact our Lending Team at 541-673-4909

USDA Rural Development 502 Loan
NeighborWorks Umpqua is a certified USDA 502 Direct Loan Packager. This loan program assists income-eligible applicants to obtain housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment.

NeighborWorks Umpqua is trained to assist you in gathering all the documents and forms that USDA requires to process and make a decision on your file.  Our lending specialist reviews your file based upon USDA’s underwriting guidelines giving you the strongest chance of being approved and because it prepared by a certified packager you loan receives the highest priority by USDA.

The Loan Packaging fee is $1500 and is rolled into your closing cost and is only payable if you are able to close your loan.

Service Area: All Counties

To find out more information contact our Lending Team 

More about the 502 Direct Loan Program

Loan Servicing for NeighborWorks Umpqua Loans
Looking for answers about your existing NeighborWorks Umpqua Loan?

Contact us by clicking the link.

Our Lending Blog

Do You Really Need a 20% Down Payment?

Do You Really Need a 20% Down Payment?

One of the most common questions we hear at NeighborWorks Umpqua from first-time home buyers is whether or not they have enough saved to buy a home. How much is enough? Sure, if you can put 20% down on the home of your dreams and cover all your closing...

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What to do With the Rest of Your Tax Refund

With tax season behind us we can now look forward summer and a few of us out there may be holding on to the last bit of our tax refunds. Maybe you put aside a little bit just in case a good opportunity (or a surprise expense) arises.  If you were a last...

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Like what you see?

Help Us Change Southern Oregon


Our work in the Southern Oregon would not happen without support from the local community and donors like you. Donate to NeighborWorks Umpqua today.


Volunteering with NeighborWorks Umpqua in your spare time is one of the best ways to positively impact Southern Oregon. No matter where you live, chances are we will have a project near you in the future.


When you partner with NeighborWorks Umpqua, you will make a lasting impact on the Oregon community for generations to come.  NeighborWorks Umpqua will find a way to put your love for your community to work. Find out how you can partner, today.

NeighborWorks Umpqua Roseburg Headquarters

North Bend Office

Hotel North Bend

1992 Sherman Ave
North Bend, OR 97459

Get In Touch

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NeighborWorks Umpqua has two offices in Southern Oregon. One is located in the heart of Roseburg at 605 SE Kane Street, Roseburg, OR 97470 and the other is located 1992 Sherman AVE, North Bend, OR 97459.

605 SE Kane Street
Roseburg, OR 97470

Phone: 541-673-4909

Business Hours: 8a-5p M-Th, 8a-4p F